Ahead of Eid, OJK DIY Reminds of the Dangers of Pinjol in Hearing with Kabar Jawa

KabarJawa.com – The convenience of digital financial services makes it more practical for people to meet their financial needs. Simply via cellphone, various loan and investment products can be accessed in a matter of minutes. However, behind this speed, risks also lurk, especially for the younger generation who are active users of digital platforms.

This situation was one of the main points of discussion in the audience between the Kabar Jawa team and the Yogyakarta Special Region Financial Services Authority on Friday, February 20 2026. The meeting which took place at the Yogyakarta OJK office was received directly by the Head of DIY OJK, Eko Yunianto.

The discussion was warm and open. Apart from being a place for friendship and introductions, the audience also discussed the challenges of financial literacy amidst the rapid development of the digital economy, including the increasing cases of illegal online loans.

Financial Literacy Isn’t Just Understanding Money

During the meeting, OJK DIY emphasized that financial literacy does not stop at the ability to manage income and expenses. More than that, people need to have the skills to read risks and understand the consequences of every financial decision.

“The younger generation needs to be equipped with good financial understanding so that they are not easily trapped by offers that look tempting but have high risks,” said Eko Yunianto at the meeting.

He considers the younger generation to be the most vulnerable group because they are used to fast-paced digital transactions. Without adequate understanding, this convenience can actually open up opportunities for fraudulent practices or high-interest debt traps.

According to OJK DIY, financial education must reach all levels of society, including pupils, students and young workers. Good understanding will help them be more rational in responding to promotions of financial products that are widespread on social media and various online platforms.

Beware of a surge in Pinjol ahead of Eid

The issue of online loans or pinjol received special attention in the hearing, especially ahead of the Eid holiday. In this period, people’s needs tend to increase, so instant loan offers become more aggressive.

OJK DIY reminds the public to always ensure the legality of financial service institutions before applying for a loan. You need to be wary of offers with a very fast process, no clear terms, or promises that sound too profitable.

“If something sounds too good to be true, it needs to be suspected and retested,” he stressed.

This statement is a reminder for the public not to make hasty decisions. Rational evaluation and checking legality are important steps before agreeing to any loan agreement.

OJK DIY Opens Complaints and Assistance Room

During the hearing it was also emphasized that OJK DIY not only carries out supervisory functions, but also consumer protection. People who face financial service problems can submit complaints directly through the OJK DIY office in Yogyakarta.

“OJK’s function is not only to supervise, but also to be a partner of the community in maintaining the security of their financial transactions,” added Eko Yunianto.

Through this service, the public can obtain official information regarding the legal status of financial services institutions, understand their rights and obligations as consumers, and receive assistance if a dispute occurs.

The Role of the Media in Public Education

On the same occasion, Managing Director of Kabarjawa.com, Cacik Gunarti, conveyed the importance of collaboration between the media and regulators to expand the reach of financial education.

“We see that OJK has a very important message that needs to be distributed more widely. Through joint publications, we hope that information about financial literacy and how to avoid financial fraud can be conveyed to more people,” said Cacik Gunarti in a dialogue session.

He emphasized that the media has a strategic role in translating technical issues into information that is easy for the public to understand. With the right delivery, financial education can reach readers from various backgrounds.

This hearing was the first step to strengthen the synergy between Kabar Jawa and OJK DIY. It is hoped that this collaboration can encourage increased financial literacy while building a healthier, safer and more inclusive financial services ecosystem in the Special Region of Yogyakarta.***