OJK encourages the culture of saving from an early age, the title of Indonesia’s day of saving and the 2025 financial literacy month

KABARJAWA- The spirit of saving from an early age echoed loudly from the Dhanapala Building, the Ministry of Finance Complex, Jakarta, Friday (8/22/2025).

Financial Services Authority (OJK) Together with ministries/institutions, financial services industries, local governments, up to thousands of students calling for one determination: familiarize the younger generation to save for the future of the nation.

Opening of Indonesia’s Day and Financial Literacy Month 2025

Thousands of students from elementary, junior high, high school to students filled the magnificent room. The cheers and applause echoed when the commemoration of the Indonesian Day (HIM) and the 2025 Financial Literacy Moon (BLK) was officially opened.

With a brilliant theme: Smart Saving for Indonesia Gold and Gemilang, this event is not just a ceremony, but a moral call to score an independent and tough generation of 2045 gold.

The Coordinating Minister for the Economy, Airlangga Hartarto, appeared on the stage with a firm message. He asked students to instill saving habits early on.

“These younger siblings are important to save to reduce dependence on parents. If you already have savings, the younger siblings can be more independent when they want to buy something,” said Airlangga who also serves as the Daily Chairperson of the Inclusive National Finance Council (DNKI).

The message was welcomed by applause from the students present. The atmosphere changed full of motivation, as if those words turned on the embers of enthusiasm in the chest of the younger generation.

Deputy Chairman of the OJK Board of Commissioners, Mirza Adityaswara, added that student savings are not just a private deposit. He emphasized that community savings became a source of national development funds.

“Start saving since childhood, whatever the amount. This savings that finance the company, open jobs, and support Indonesia’s development,” said Mirza.

He reminded, from student savings to student savings (simple), the basic message remains the same: Get used to saving early on.

Meanwhile, the Chief Executive of the OJK Financial Services, Education and Consumer Protection Supervisory Supervisory, Friderica Widyasari Dewi, reminded the dangers of a consumptive lifestyle.

“Students may buy needs or desires, but use money from saving money, not debt. Be careful with illegal online loans. Don’t be trapped pseudo lifestyle,” said Friderica.

The message made the atmosphere for a moment quiet. The teachers who accompanied students seemed to nod, realizing how important financial literacy education was in the digital era full of consumptive traps.

OJK data exposure

OJK data makes the public astonished. Through the chase program (one account one student), almost 88 percent of Indonesian students or 58.32 million children already have a savings account, with a total deposit of Rp34 trillion.

During the HIM 2025 period (July 1 – August 10), 263,109 new accounts were opened with a total nominal of Rp338.6 billion.

In addition, 4,283 socialization activities reached more than 334,540 participants throughout Indonesia. In fact, the Bank Goes to School program successfully attended more than 120 thousand times in 101 thousand schools.

This achievement shows the real stretching of the culture of saving begins to take root strongly in schools. OJK also rolled out the month of Financial Literacy (BLK) 2025 as part of the National Financial Intelligent Movement Program (Intense).

During May -August 2025, various activities lasted massively.

• Kick off blk in 81 districts/cities and 19 provinces
• Financial Literacy Series as many as 7,293 activities in 415 districts/cities
• Publication 4,225 Financial literacy content with a range of more than 100 million viewers

The climax, OJK held a Chase Award and Financial Literacy Award. The award is on the banking industry, education units, local governments, to communities that play an active role in expanding financial literacy and inclusion. (EF Linangkung)