BRI 2025 KUR flower update turns out to be this, easy submission & large ceilings

Kabarjawa.com – For micro, small and medium enterprises (MSMEs) capital is their breath so that the wheels of the business continue to run.

So, not a few of them then need additional funds with large quantities, even up to hundreds of millions of rupiah, to expand the business or increase the stock of merchandise.

And for this reason, the BRI People’s Business Credit Program (KUR) is often the choice of MSME actors because it offers mild interest rates, large ceiling, and the submission process is fairly practical.

The program is also often in demand because the interest is much lower than commercial loans.

However, it is important for prospective debtors to find out in advance how much the latest interest rates apply in 2025 in order to adjust financial planning.

Latest KUR BRI 2025 interest rates

Based on information from the official BRI page, Bunga KUR in 2025 is set at 6 percent effective per year.

Interestingly, both micro and small KUR both offer flowers with the same percentage.

The main difference lies in the loan ceiling and the provisions of the credit period.

BRI Micro KUR

• The maximum loan of up to Rp50 million per debtor.
• There are two credit options, namely working capital loans with a maximum loan period of 3 years and investment loans with a maximum loan period of 5 years.
• Interest of 6 percent effective per year.
• Free administrative costs and provision costs.

BRI’s little KUR

• Loan ceilings start from Rp50 million to Rp500 million.
• Credit options include working capital loans with a loan period of up to 4 years and investment loans with a maximum loan period of 5 years.
• Interest rate of 6 percent effective per year.
• Collateral is needed in accordance with bank policy.

With these two choices, business actors can adjust their capital needs.

If you need funds not too large, micro KUR can be the right choice. As for capital in the amount of hundreds of millions, small KUR is more suitable because the ceiling is much higher.

Easy Ways to Submit KUR BRI 2025

The good news, the process of submitting KUR BRI 2025 is now easier. In addition to coming directly to the nearest branch office, customers can also apply online through the Brimo application.

The submission steps through Brimo are quite simple. Here’s how:

• Download the Brimo application
• After downloading the application, please log in with a registered account.
• Next, select the BRI loan menu and click submit a loan or submit a new. Determine the type of loan that as needed, for example working capital loans.
• After that, fill in personal data, business information, and upload requirements documents such as KTP, KK, and Business Documents. Once everything is filled, send the submission.

BRI provides tracking or tracking features in the Brimo application. With the reference number given, the customer can monitor the extent to which the loan application process runs without having to wait for manual news from the bank.

6 percent

So in conclusion, the latest BRI 2025 KUR Bunga is 6 percent per year. This applies to Kur Mirko and BRI’s small KUR.

Meanwhile, it is also known that this program is often used as an easy choice because of its easy, and large ceilings, ranging from Rp50 million to Rp500 million.

Both small entrepreneurs and those who have developed, all of them can take advantage of this facility in accordance with their respective business capital needs. ***